40 years

Financing

Apply now to get equipment financing at Troy Davis, Inc.

Flexible Financing Options for Trucks & Equipment

Whether you're buying your first truck or expanding your fleet, we make financing simple. We work with trusted lenders to offer flexible options tailored to your needs.

All credit types are welcome, and our application process is quick and straightforward.

Please email your completed applications to: Troy@TDITrucks.com.

Financing FAQ

Can I finance equipment with bad credit?

Yes! We work with financing partners who specialize in helping buyers with all types of credit histories. Don’t let past credit challenges stop you—apply today and we’ll do our best to find a solution that works for you.

How long does the approval process take?

Most applications are reviewed within 24–48 hours. Once approved, you can move forward with selecting your equipment and finalizing the paperwork.

What types of equipment do you carry?

We carry sleepers, day cabs, single axles, trailers and more.

Do I need to own a business to apply for financing?

No, we offer financing options for both business owners and individual buyers. Whether you're purchasing for personal use or commercial purposes, we can help.

Is there a minimum credit score required?

We don’t have a strict minimum. Our financing partners consider multiple factors beyond just your credit score, including income, business history, and equipment value.

What documents do I need to apply?

Typically, you’ll need a valid ID, basic financial information, and details about the equipment you’re interested in. If you're applying as a business, you may also need business tax documents or bank statements.

Do you offer lease-to-own options?

Yes! Lease-to-own is a great way to build equity in your equipment while keeping monthly payments manageable. Ask us about available programs when you apply.

Can I finance used equipment?

Absolutely. We offer financing for used trucks, trailers, and heavy equipment.

Is there a down payment required?

Down payment requirements vary depending on your credit and the equipment. Some buyers qualify for low or even zero-down options.

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